A more flexible way to handle legal fees*
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Get the legal help you need

Pay for your lawyer’s services over time, so you can move your case forward without financial stress.
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Pay on your terms

Choose from a variety of payment schedules and pick the one that works best for your budget.
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No hidden fees, ever

Affirm shows you the total amount you’ll pay upfront. No hidden fees or surprises—what you see is what you pay.
How to pay your firm with Pay Later
Choose a monthly installment plan that works for you.1. Select Pay Later

Choose Pay Later as your payment method, then enter a few pieces of information for a real-time decision.
2. Choose how to pay

Pick the payment schedule you like best—no hidden or late fees to worry about.
3. Pay over time

Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.
Technical or loan inquiries
For any technical or loan-related inquiries, please visit www.affirm.com/help or call 855-423-3729.
Frequently Asked Questions
What is Pay Later?
Pay Later is a financing solution by Affirm that lets you pay your legal fees in smaller, scheduled installments while law firms get paid the full amount upfront.
How do I apply for financing with Affirm?
It’s a simple, quick process. When paying your law firm online, you’ll see Pay Later as a payment option. Selecting this option will take you to a short online application. After entering a few pieces of information, you’ll get a real time decision on your eligibility. If approved, just select the payment schedule that works best for you.
Does using Pay Later affect my credit?
No. Applying for Affirm financing involves a soft inquiry, which does not affect your credit. You can check your eligibility and view payment options without any impact to your credit.
However, if you proceed with an installment plan through Affirm, your payment schedule and repayment activity may be reported to credit bureaus. For more information, please visit Affirm’s Help Center.
What are the interest rates and terms?
The interest rate will be a 10% to 36% APR, depending on your eligibility. The term options are three, six, 12, 18, 24, or 36 months. There are also no late fees. See footer for details.
Can I pay off my Affirm financing early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the US or US territories. This helps Affirm verify it’s really you who is creating your account and signing in.
I have questions about my loan—who do I reach out to?
You will need to contact Affirm if you have questions about your loan. They can be reached at www.affirm.com/help or call 855-423-3729.
How do refunds work with Affirm?
In the event that you and your lawyer have agreed to a refund, Affirm will stop your payment plan and refund you for any payments you’ve already made. Interest payments are not refundable. Refunds are supported for up to 120 days after the original purchase.
Where can I learn more about Affirm?
You can learn more about Affirm at affirm.com.
What if I am not approved for financing through Affirm via Pay Later?
It’s okay! If you’re not approved for financing through Affirm, you still have options. Talk to your law firm about alternative fee arrangements like payment plans.
Is my personal and financial information secure with Affirm?
Yes. Affirm uses encryption and advanced security measures to protect your data and ensure a safe application and repayment process.
Can I change my payment schedule after my plan is approved?
Affirm can’t change your due date. However, you can make automatic payments on a date of your choice if you turn on AutoPay, which automatically debits your payment from your selected payment method on each due date. Learn more about AutoPay here.
What happens if I miss a payment with Affirm?
If you miss a payment with Affirm, schedule a payment as soon as possible. Affirm does not charge late fees, but partial payments or late payments can hurt your credit score, which affects your chances using Pay Later in the future. Learn more here.
Disclosure
*Rates from 10–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Estimated payment amount may exclude taxes and shipping. For licenses and disclosures, see affirm.com/licenses.